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Reverse Mortgage - An Alternative Pension Plan for Senior Citizens


Cite this Article:
Reverse Mortgage - An Alternative Pension Plan for Senior Citizens,
International Research Journal of Humanities and Interdisciplinary Studies (, ISSN : 2582-8568, Volume: 4, Issue: 3, Year: March 2023, Page No : 01-04,
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Owing a house is a big society norm in these recent days and due to this norm most of the people spending their lifetime earned money to construct a big house without doing any retirement reserves, owing a house might be a basic essentiality, but because of poor financial planning after retirement senior citizen face troubles to meet their living expenses and medical expenses or they may have to depend on their children. People who don’t want to depend on their children for their financial needs, though they are poor in cash reserves but if rich in house they can lead an independent life. Common asset among the senior citizens is their house; mostly people don’t want to enjoy life by selling their house. In that case Reverse mortgage is a wonderful solution to stay in their own house and can have a dignified life being independent. Reverse mortgage is working as a retirement planning tool by providing a regular source of income after retirement.


Reverse mortgage, Senior citizen, own house, Retirement planning, Dependency.

Publication Details:
Published Paper ID: IRJHIS2303001
Registration ID: 20948
Published In: Volume: 4, Issue: 3, Year: March 2023
Page No: 01-04
ISSN Number: 2582-8568

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ISSN 2582-8568

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