Paper Details

The Principal aim of Basel III is to bolster the capital & liquidity position of banks with international trade engagements to achieve a stronger and more resilient bank (micro level) and banking sector (macro level) as a whole to withstand the financial crisis if it ever occurs. This study attempts to examine in detail the likely impact of the new Basel III rules on strengthening banks system in India and its likely structural change so that banks are better equipped to withstand an economic downturn and even an industry crisis should one occur. In this study, a systematic attempt was made to determine the capital adequacy of banks in India to comply with Basel III. This research endeavours to evaluate the capital adequacy infrastructure of Government owned banks to comply with Basel III regulations. It gives an idea of the measurements produced by various PSBs to meet Basel III capital adequacy requirements. Analysis and description are the two main components of this study. This research is for investigation of the likely effect of Basel III implementation on Government owned banks in India. This research is based on second hand information gathered from the websites of RBI, Money control.com and other legitimate sources. Information was gathered for chosen public sector entities for the period 2018-2022 to comprehend the influence of the Basel III rules on bank capital sufficiency.