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ISSN Number:
2582-8568
Journal DOI No:
03.2021-11278686
Title:
Data Analytics for Evaluating Performance of E-Payment system
Authors:
Cite this Article:
,
Data Analytics for Evaluating Performance of E-Payment system, International Research Journal of Humanities and Interdisciplinary Studies (www.irjhis.com), ISSN : 2582-8568, Special Issue, February 2023 International Conference Organized by V. P. Institute of Management Studies & Research, Sangli (Maharashtra, India), Page No : 268-273,
Available at : http://irjhis.com/paper/IRJHISIC2302033.pdf
Abstract:
Digitization changed the structure and nature of payment system in banking and eCommerce sector. It’s not only applied for particular sector but today it is covered by each and every sectors liking industry, service sector, trading, international payment system. This study is based on data collected from two years from Jan. 2021 to Jan. 2023. Various e-payment modes like Prepaid, Debit card, Credit card, IMPS, UPI, NEFT and RTGS are taken for study. In this year data based on volume and value are divided. Mean, Standard deviation, average mean and maximum transactions calculated using python application. Also average transactions from 25%, 50% and 75% are calculated. From this study it reflects light on two facts, one is usage of UPI is increasing dramatically, whereas usage of Debit and Credit card usage decreasing subsequently. It throws light on red area for Debit and Credit card in future and having more scope more UPI payment systems.
Keywords:
Digitization, RTGS, NEFT, UPI, IMPS.
Publication Details:
Published Paper ID: IRJHISIC2302033
Registration ID: 20973
Published In: Special Issue, February 2023 International Conference Organized by V. P. Institute of Management Studies & Research, Sangli (Maharashtra, India)
Page No: 268-273
ISSN Number: 2582-8568
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